Economy and Finance

Editorial Board	Current Issue
Chairman: Prof. dr. Levente Kovács Chief Editor: Erika Marsi Copy Editor: Katalin Király	September 2020/Issue 3 ( Volume 7 ) and Finance ( GEP ) Cover Table of Contents Attila Grósz – Zsombor Sárosdi –Gergely Biró – Péter Molnár: Modelling of the cash flow of Baby Loans – a novel approach József Czímer – Róbert Kiszely: Do’s and dont’s of immediate payment implementation – the Hungarian story Zsolt Selmeczi-Kovács – Dániel Kuttor – Gábor Németh – Zsolt Pál: Unique innovation and economic shock Zsuzsanna Tamásné Vőneki: Crisis management and operational risk management in the financial sector in the shadow of COVID-19 Tamás Szücs – Gábor Márkus: The impact of IFRS 9 impairment calculation on European banks’ market rating László Seregdi: A prohibition on incentive to redeem in capital regulation
Members of the Board		About Us
Prof. dr. József Benedek, Prof. dr. Edina Berlinger, Prof. dr. Ákos Bod Péter, Prof. dr. László Csaba, Dr. Imre Csekő, Dr. Máté Győry, Prof. dr. György Kocziszky, István Magyar, András Mikolasek, Dr. Mária Móra, Dr. Anett Pandurics, Dr. Szabolcs Pásztor, Dr. Gyula Pleschinger, Prof. dr. János Száz, Dr. Peter Szovics, Prof. dr. Taras Savchenko, Pan Guangwei, Péter Vass, Prof. dr. Mariann Veresné Somosi, Prof. dr. Zoltán Zéman		More about Economy and Finance
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Hungarian Banking Association: : 1051 Budapest, József nádor tér 5-6., Hungary Co-Publisher: MGYOSZ: 1054 Budapest, Széchenyi rkp. 3, Hungary		Guideline for Authors Publication and peer review rules Ethical Standards Information on Data Protection Submit a Paper
Editorial Office and Contact Information		ISSN
Alapítvány a Pénzügyi Kultúra fejlesztéséért (Foundation to Promote Financial Literacy) 1011 Budapest, Szalag u. 19. Tel.: +36 (1) 224 0700 E-mail: gp@apkf.eu Subsrcibe at: gp@apkf.eu		ISSN 2415-9379 (Print) ISSN 2677-1322 (Online)